COVID-19

COVID-19 Industry Information & Resources

Page updated: 1/11/2020 at 8:00AM

The New York State Brewers Association (NYSBA) is committed to the health, safety, and well-being of all New York State Breweries. The craft beer industry is STRONG. Together, we will get through this.

New York State has established the COVID-19 Emotional Support Hotline at 1-844-863-9314

Receive daily e-mail updates regarding our industry and the COVID-19 virus: Subscribe to the Newsletter

Guidance on Outdoor Expansion of Licensed Premises in Response

Guidance on Restrictions for Licensees and To-Go & Delivery Sales

Cluster Zone Information

Find Cluster Zones by Address

Phase 4 Reopening Guidelines

Phase 3 Reopening Guidelines

Phase 2 Reopening Outdoor Guidelines

Reopening Guidelines for NYS Breweries

Regional Reopening Plans

Region By Region Reopening


Guidance on Live Music: Presented by BMI and CSRA

How To Bring Live Music Back In a COVID-19 Environment


PPP Loans

If you are going to apply for these loans we urge you not to wait since there is only a limited amount of money available. Please reach out to your lender as soon as possible.


Please note: The interest rate has changed on the PPP Loan from 0.5% to 1%.

[Updated PPP Loan Info provided by Smyle & Associates]

Congress Provides Additional Funding and Guidelines for Paycheck Protection Program in Latest Stimulus Package

On December 27, 2020, President Trump signed into law the latest COVID-19 relief package, providing $900 billion in much-needed aid to individuals and businesses during the ongoing coronavirus pandemic. A crucial part of this legislation is the more than $284 billion allotted for a new round of Paycheck Protection Program (PPP) funding. This current round of PPP funding extends through March 31, 2021, or until the funding is exhausted.

Of the more than $284 billion in additional funding allocated to the PPP, $35 billion is set aside for first-time borrowers, $15 billion of which will be set aside for smaller, first-time borrowers with 10 or fewer employees, or loans less than $250,000 in low-income or moderate-income neighborhoods. In addition, $25 billion of the new PPP funding will be set aside for second draw PPP loans for smaller borrowers with ten or fewer employees, or loans less than $250,000 in low-income or moderate-income communities.

Small businesses in need of additional relief can trust Smyle & Associates, LLC to evaluate the revised Paycheck Protection Program rules and assess your eligibility to apply for additional PPP funding and work with you individually to help get through these tough and changing times. Just as we saw with the last iteration, the SBA will be issuing final regulations which may be slightly different than what Congress has put in place.

Notable Changes to the Paycheck Protection Program

The new legislation has modified important components of PPP criteria. The PPP provisions place several restrictions on eligibility including, with few exceptions, prohibiting publicly traded companies, companies created in China or having significant operations in China, and entities primarily engaged in political or lobbying activities from obtaining PPP loans. A business must have been in operation on Feb 15, 2020 to apply for a PPP loan and the relief package also allows small businesses and nonprofit entities that exhausted their first PPP loan to obtain a second PPP loan. An entity is eligible for a second draw loan if it employs no more than 300 employees and can demonstrate at least a 25% reduction in gross receipts in the first, second, third or fourth quarter of 2020 relative to the same quarter in 2019. Borrowers may receive a second draw loan up to 2.5 times their average monthly payroll costs, or for entities in the accommodation and food service industry assigned to NAICS code 72, loans of up 3.5 times their average monthly payroll costs. In both cases, no loan can exceed $2 million, a substantial decrease from the $10 million limit applicable to the initial PPP loans.

A key change to the Paycheck Protection Program is the expansion of expenses for which the PPP loan can be used. The expanded program identifies additional permitted uses of loan funds, including:

Tax Treatment of PPP Loans

The law also provides clarification of the tax treatment of PPP loan forgiveness. It clarifies that gross income does not include any amount that would otherwise arise from the forgiveness of a PPP loan and that deductions are allowed for otherwise deductible expenses paid with the proceeds of a PPP loan that is forgiven. This provision overturns the current IRS position, Notice 2020-32, which ruled that although PPP loan forgiveness would not generate taxable income, no deduction was allowed under the Internal Revenue Code for an expense that was otherwise deductible if the payment of the expense resulted in forgiveness of a covered loan pursuant to the CARES Act.

DOWNLOADABLE RESOURCES


Regarding Shipping Beer within NY

NYS breweries can temporarily ship beer within state lines via UPS or FedEx. USPS does not allow it.

It is important to note that UPS and FedEx may have conflicting internal policies about delivering beer. UPS has a beer shipping page for you to reference.

Regarding Quarterly Tax Payments

Quarterly tax payment is due Friday, March 20th, as scheduled. However, there will be no interest or penalties for late payments. 

NYS Tax Department Guidance

Regarding Temporary Expansion of outdoor spaces

Any licensee that expands its premises pursuant to the immediately foregoing paragraph shall, within 5 business days of doing, so submit an updated diagram to the SLA at temporaryalterations [at] sla [dot] ny [dot] gov – please include your license serial number in the subject line.  Failure to do so shall subject a licensee to disciplinary charges for illegal extension of premises. 

Regarding Quarantine of 100% of all NYS Non-Essential Workforce: Breweries are still considered essential.

The Governor has issued a mandate that all non-essential businesses must close. As the guidance reads now, food and beverage manufacturing is still considered essential. Read the full guidance here

Essential manufacturing including
• food processing, including all foods and beverages
• chemicals
• medical equipment/instruments
• pharmaceuticals
• safety and sanitary products
• telecommunications
• microelectronics/semi-conductor
• agriculture/farms
• paper products

PPE Gear for your brewery workers – A&P Master Images

Free Webinars

Courtesy of NYSBA Allied Members.


Financial Resources

Guide to Payroll Protection Program – U.S. Chamber of Commerce

Small Business Assitance – M&T Bank

NYS Quarterly and Annual tax relief form

U.S Department of Labor

Paycheck Protection Program (PPP) information

SBA Disaster Loan Assistance

SBA Distaster Assistance PDF

SBA Small Business Guidance & Loan Resources

SBA Fact Sheet PDF

Economic Injury Disaster Loans One Sheet

NYC Small Business Services Loans and Grants

NYC Employee Retention Grant Program

Mortgage Deferment – Bond, Schoeneck, & King

Financial Resources – Marcum Accountants & Advisors

Free Templates & Forms – Fisher Phillips

Emergency Sick Leave Law – Fisher Phillips

COVID-19 Financial Data Bank – Fisher Phillips

Insurance Resources

Guidance to Department of Financial Services (“DFS”)

NYS Unemployment Insurance FAQ

Unemployment Insurance and the CARES Act information

Insurance Information for Breweries – Cool Insuring Agency

Covid-19 & Your Business – Gilroy, Kernan & Gilroy

Business Interruption Insurance – Paris-Kirwan Associates Inc.

Unemployment Insurance Benefits Under The CARES Act – Bond, Schoeneck, & King

Policy Update – AmTrust Financial Services

Policy Update – MEMIC Employer’s Mutual

Policy Update – Paris-Kirwan Associates Inc.

WC Rating Board: New Classification for Idled Employees

Government Resources:

DMV guidance on expired licenses

SLA: Restrictions for Licensees in Response to COVID-19 Outbreak

CDC Opening Guidance for Restaurants and Bars

World Health Organization: Covid-19 Updates and Guidance 

World Health Organization: Q&A On Coronavirus

Center for Disease Control & Prevention: Covid-19 Updates

OSHA: Guidance on preparing the workplace for Covid-19

NYS Department of Health: Covid-19 State UpdatesDMV guidance on expired licenses

Industry Resources:

BA: Coronavirus resource center

BA: Coronavirus Impact Poll

BA: Brewery Shutdown Saftey Guidance

ProBrewer: Community Covid-19 Crisis Center

Brewbound: National Covid-19 News and Updates

National Restaurant Association: Coronavirus Informations and Resources

NYS Farm Bureau: Covid-19 Alert

Other Resources For COVID-19

YouTube Webinar

Live Updates – NY Times

Marketing Resources

Marketing your Brewery During the Pandemic

Marketing Tips Infographic – Site Seeker Solutions